Goal Based Planning
- A goal without a plan remains just a goal – many people have visions, intentions, ideas.Enquiry now
What is Goal Planning?
- A goal without a plan remains just a goal – many people have visions, intentions, ideas, dreams which never happen because they are not planned. Goal planning can be especially helpful in advancing your career and job hunting, or starting your own business, or becoming self-employed or freelance. Goals give you an idea as to what you want to achieve. They can vary from just plain savings to your retirement, to your child’s education, buying a house, buying a car, finding your or your son’s/daughter’s marriage etc. The job does not end here though. Even after listing them, you must have a clear vision about their priorities.Enquiry now
Time frame
- Once you have set your goals then the second important step is to decide the time frame in which you would like to achieve them. This factor is very important when you are planning to invest. The time period for the investment is based on the time in which you wish to achieve your set of goals.Enquiry now
The best, way to make this daunting task easy is to divide your goals into the following three categories:
Based on the above three criteria you categorize your goals. You need to prioritize the above-listed goals in an order of importance in your life and their requirements. There needs to be a fair balance drawn between needs and responsibilities. At a certain point in time, both could be equally desired by you.
Child’s Education Planning
- Give Your Child A Promising Dream Future
- You as a parents dream of fulfilling all the requirements and dreams of your kids. You want to give the best to your child. Best of education, best of toys, best of health, best of everything!. The only problem of these best things is that these have the best price tags too. These days Child education is one of the biggest goals of any parents because of the high cost of education and tough competition. It is very important to start saving for your child education. To plan your child’s education check out this ‘education planner’ which will give you an insight on how much you need to save today, to provide for your child’s education at a future date.Enquiry now
HOW CAN WE HELP
- We will assist you in preparing a clear investment plan for the education goal and thereby secure you child's future. Following things should be considered when planning for your child's education -
- Decide whether your child wants to study abroad
- Consider whether you want to save for his graduation or post-graduation
- Estimate the future cost of education considering inflation
- Insure yourself adequately. If there is sudden death of the sole earning member of the family, insurance back-up provides you with sufficient funds to achieve your goals.
- Estimate how much you should save each year for this goal
- Considering the time left for this particular goal you should choose the kind of investments you need to make
- Last but not the least, Start investing today.
Child’s Wedding Planning
- A child’s wedding is one of the most important events of a parent’s life. You dream of hosting a lavish event to mark a new beginning of your child’s life. And since time flies faster than you think, it is important to plan for a grand celebration while your child is still young. Here is how a good investment can help: But giving your children the wedding of their dreams requires a lot of careful financial planning. Planning for this wonderful goal should start right from their childhood so that you are totally prepared to fulfill your and your child's desires for this special day.Enquiry now
HOW CAN WE HELP
- Estimate the future cost of wedding considering inflation.
- Estimate how much you need to save each year for this goal.
- For how many years you need to save.
- What are the best products you need to invest in to achieve this goal.
- We would even review your investments periodically & recommend necessary changes.
Dream House
- Buying a new house is a big event and hence requires proper research and planning. Such important decisions should be backed by proper financial planning. We can help you achieve your dreams with our comprehensive plans for every style and budget.Enquiry now
HOW CAN WE HELP
- We have to first consider the total cost of buying your dream home. We need to check whether you can afford it at this point of time.
- We then assist you in choosing a home loan
- Next, we help you figure out whether you have enough savings to pay the loan EMI's
- Further, we will see that your other goals are not affected due to this goal
Dream Car
- A car is a possession that speaks about your status. It has been always a childhood dream to drive a cherished car. The car you drive tells people that you have arrived. It is a measure of success and after burning mid night oil and struggling in career finally you wish to splurge and its a right well earned. Proper planning of finances can help in bringing this day more closer.Enquiry now
HOW CAN WE HELP
- We have to first consider the total cost of buying your dream Car. We need to check whether you can afford it at this point of time.
- We then assist you in choosing a Car loan
- Next, we help you figure out whether you have enough savings to pay the loan EMI's
- Further, we will see that your other goals are not affected due to this goal
Dream Vacation
- Everyone dreams of going on a grand vacation at some time during their lives. It can be overwhelming, however, when you sit down to actually plan your trip. Many considerations go into planning a vacation: timing, weather, activities, budget and preferred travel method. By taking as many of these as possible into consideration, you increase your chances of having an enjoyable vacation and set your mind at ease during the planning process.Enquiry now
HOW CAN WE HELP
- We have to first consider the total cost of your Vacation. We need to check whether you can afford it at this point of time.
- We then assist you in choosing a Best Travel Insurance & tour Provider
- Next, we help you figure out whether you have enough savings to pay loan EMI's
- Further, we will see that your other goals are not affected due to this goal
Family Protection
- Whether you've just had your first child or already have a young family, you’ll know that becoming a mum or dad changes your life. Your days are busier and your income has to stretch further. Like many busy parents you may take your own health for granted while looking after your little ones, but more than most you need to be prepared for the unexpected.
HOW CAN WE HELP
- We assist you in choosing a Best Health Insurance Plan, Accidental Insurance, Term Insurance, Life Insurance & Plan for any Uncertain Event.Enquiry now
Retirement Planning
- Most of us like to live in the present, so much so that often, we end up ignoring the future. We splurge on present needs and retirement planning to most of us is something esoteric that is best relegated to financial planning magazines.
- To be sure, saving and planning for retirement is a real and urgent need; it’s a lot more urgent than the latest mobile or car or the grand vacation to Europe. Retirement planning is too pressing and long-drawn to be taken up when you are a just a few years away from retirement; by then it’s probably a little too late in the day to wake up to the rigors of retirement planning. At ACE the financial hub, our recommendation to clients is to save for retirement at an earlier stage of their lives.Enquiry now
HOW CAN WE HELP
- Decide in how many years you expect to retire
- Identify your sources of income & expenses during retirement
- Estimate how much you need to save each year for this goal
- Review & compare the various retirement income options available.
- Device an action Plan
Custom Goal
- Today is a god gifted day to think about your goals. With goal current cost and inflated value after the goal maturity period. We can plan it well in advance to reach any planned goal.Enquiry now
HOW CAN WE HELP
- Analyze Your Custom Goal
- Estimate the future cost of your goal
- Estimate how much you need to save for this goal
- For how many years you need to save
- Products identification
- Review and recommendation periodically